Lines of Coverage

Employee Benefits

MEDICAL

  • Fully Insured Medical Plans
  • Self-Funded Medical Plans
  • Level-Funded Medical Plans
  • Health Reimbursement Accounts
  • High Deductible Health Plans
  • Health Savings Accounts
  • Employee Assistance Programs (EAP’s)
  • Re-Insurance/Stop Loss Programs
  • TPA & ASO Evaluation
  • Risk Analysis
  • Medicare Supplement

DENTAL

  • Fully Insured, Self-Funded and Level-Funded
  • DHMO
  • DPPO

VISION

  • Fully Insured, Self-Funded and Level-Funded

LIFE AND AD&D

  • Basic Life
  • Voluntary/Supplemental Life
  • Whole Life
  • Term and Universal Life
  • Travel Accident
  • Executive Life
  • Key Man

DISABILITY

  • Short Term and Long Term Disability
  • Executive Disability
  • State-Mandated Disability (TDI)

WORKSITE PROJECTS

  • Critical Illness/Cancer Plans
  • Gap Plans/Hospital Indemnity
  • Accident

LONGTERM-CARE

RETIREMENT

  • 401(k)
  • 403(b)
  • Medicare Supplement Plans

SECTION 125

  • Premium Only Plans
  • Flexible Spending Accounts

SECTION 132

  • Parking & Transit Accounts
  • Dependent Care

Property & Casualty

WORKERS’ COMPENSATION

  • Guaranteed Cost
  • Self-Funded
  • Deductible Plans
  • Retro Plans
  • Captive Plans

GENERAL LIABILITY

  • Umbrella/Excess Liability
  • Foreign Coverage
  • Aviation
  • Group Travel Accident
  • Product Liability
  • Environmental Liability

COMMERCIAL AUTO

  • Auto Liability
  • Property Damage
  • Non Owned and Hired
  • Uninsured Motorist
  • Fleet Discounts

PACKAGE COVERAGES

  • Property
  • Crime
  • Inland Marine
  • Ocean Marine
  • Earthquake/DIC

PROFESSIONAL LIABILITY

  • Employment Practices Liability
  • Directors and Officers
  • Errors and Omissions
  • Internet/Website
  • Kidnap/Ransom
  • Management Liability
  • Fidelity

BONDS

AWARDS & ACCOLADES

We are very proud to be recognized for our hard work.

CLIENT COMMENTS

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Contact Our Experts

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